Attention homeowners in Oklahoma City and Cleveland County: Need an appraisal?

Here are the top seven reasons OK homeowners need Diamond Appraisal, LLC:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge Cleveland county's assessment of your property
  3. To cut their mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a OK divorce, when real estate needs to be divided
  7. Settle an estate in OK by determining the true market value of property in question

Need help determining the price of your house in or near Oklahoma City, OK?
Contact Diamond Appraisal, LLC.

We at Diamond Appraisal, LLC understand the individual needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. Diamond Appraisal, LLC is experienced in helping customers just like you rid yourselves of unwanted PMI insurance.

Challenge property tax assessments

If you live in a region that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Diamond Appraisal, LLC is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Diamond Appraisal, LLC can help you reinstate your home equity line of credit with efficient appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness? Diamond Appraisal, LLC offers field reviews where we go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.